Dear Client,

What we do!

Identifying the ideal healthcare benefits for employees is a complex and extensive process. I Plan carefully analyses the options available to each employee and recommends the best healthcare plan and wellness strategy to suit your company's needs. We will also engage with the particular medical aid schemes chosen to assist us for the best appropriate cover for the employees.

Our approach!

We work with clients to gain a deep appreciation for their business, and tailor our advice and solutions to help them achieve their individual objectives.

Our expertise in this field includes the implementation, risk management and evaluation of the appropriate medical scheme of choice and also recommending the most suitable options for individuals and their dependants. This extends to coverage and insurance for staff members operating outside of the South African borders.

Coverage from the following medical aid schemes can be recommended:
Discovery Health, Topmed, Fedhealth, Medihelp, Compcare, Profmed, Momentum Health, Bestmed, Bonitas, Resolution, Spectramed, Libmed.

I Plan also offers specialised administrative services to our clients; this includes claim tracking and enquiries, managing changes and additions, and updates on existing scheme membership. Please make use of the contact details above as our brokerage will provide you with professional and comprehensive service. This will minimize your dealings, as the client, with call centre agents.

What about GAP cover?

You should never assume that your medical scheme will cover the full cost of operations and procedures done in hospitals. Medical schemes pay doctors and specialists at rates between 100% - 200%, but the reality is that practitioners charge in excess of these rates which could result in a gap between the actual cost and the amount the scheme is paying. You will then be held liable for this shortfall.

Furthermore, medical aid schemes may impose upfront co-payments for certain in- and out-of-hospital procedures, depending on your medical scheme option. These co-payments are either payable from your medical savings account or as an out-of-pocket expenses.

With a GAP cover policy; these unforeseen medical expenses could be taken care of!

Our philosophy is to provide a scheme solution that covers real health for real people.

We are looking forward to meeting and discussing above mentioned with you and your company.

Best regards,

The I Plan Group